Terms & Conditions
Last Updated: January 15, 2025
Welcome to MM2 LLC. By accessing our website at themm2.com or using our business lending services, you agree to be bound by these Terms & Conditions. Please read them carefully. If you do not agree with these terms, you should not use our website or services.
Acceptance of Terms
These Terms & Conditions constitute a legally binding agreement between you ("User," "you," or "your") and MM2 LLC ("MM2," "we," "us," or "our"). By using our website, submitting a funding application, or engaging with our services, you acknowledge that you have read, understood, and agree to comply with these terms.
Services Overview
MM2 LLC is a direct business lender providing various financing solutions, including but not limited to:
- Working Capital Loans
- Revenue-Based Financing
- Equipment Financing
- Business Term Loans
- Business Lines of Credit
All lending services are subject to approval and underwriting based on your business qualifications, creditworthiness, and financial information provided.
Eligibility and Application
To apply for funding from MM2 LLC, you must:
- Be at least 18 years of age
- Be an authorized representative of the business seeking funding
- Operate a legitimate, legally registered business
- Provide accurate, complete, and truthful information
Submitting an application does not guarantee approval or funding. MM2 reserves the right to approve or deny any application at our sole discretion.
Loan Terms and Conditions
Specific loan terms, including loan amount, repayment schedule, interest rates, fees, and other conditions, will be outlined in a separate loan agreement provided upon approval. By accepting funding, you agree to the terms specified in that agreement. Failure to comply with repayment obligations may result in additional fees, collection actions, or legal proceedings.
Fees and Charges
MM2 LLC may charge various fees in connection with our lending services, including but not limited to:
- Origination fees
- Processing fees
- Late payment fees
- Returned payment fees
All applicable fees will be disclosed in your loan agreement before you accept funding. There are no hidden fees.
Accuracy of Information
You agree to provide accurate, current, and complete information when applying for funding or communicating with MM2 LLC. Providing false, misleading, or fraudulent information is grounds for immediate rejection of your application, termination of services, and potential legal action.
SMS Terms & Conditions
If you provide your mobile phone number and consent to receive SMS or text messages from MM2 LLC, the following terms apply:
Consent
By opting in to receive SMS messages from MM2 LLC, you expressly consent to receive recurring marketing and promotional text messages, including offers, updates, and service-related communications about our business lending products. These messages may be sent using an automated telephone dialing system (ATDS).
Message Frequency and Rates
Message frequency varies depending on your interaction with our services; you may receive up to 4 messages per month. Message and data rates may apply based on your mobile carrier's plan. Contact your carrier for pricing details.
Opt-Out Instructions
You may opt out of receiving SMS messages at any time by replying STOP to any message from MM2 LLC. Once you opt out, you will receive a confirmation message, and no further messages will be sent unless you opt back in.
Help and Support
For help or questions regarding SMS messages, reply HELP to any text message or contact us at brianna@themm2.com.
No Condition of Purchase
Consent is NOT a condition of purchase. You do not need to agree to receive SMS messages in order to apply for or receive funding from MM2 LLC.
Carrier Compatibility
Our SMS program is compatible with all major U.S. wireless carriers, including AT&T, Verizon, T-Mobile, Sprint, and others. Service availability may vary by carrier and region.
Intellectual Property
All content on the MM2 LLC website, including text, graphics, logos, images, and software, is the property of MM2 LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on our website without prior written permission.
Prohibited Uses
You agree not to use our website or services for any unlawful or prohibited purposes, including but not limited to:
- Engaging in fraudulent activity or identity theft
- Violating any applicable laws or regulations
- Interfering with or disrupting the operation of our website
- Attempting to gain unauthorized access to our systems
- Transmitting malicious software or harmful code
Limitation of Liability
To the maximum extent permitted by law, MM2 LLC shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of our website or services, even if we have been advised of the possibility of such damages. Our total liability to you for any claims arising from these terms or your use of our services shall not exceed the amount you paid to us in the preceding 12 months.
Indemnification
You agree to indemnify, defend, and hold harmless MM2 LLC, its officers, directors, employees, and agents from any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to your violation of these Terms & Conditions or your use of our services.
Privacy Policy
Your use of our website and services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using our services, you consent to the practices described in the Privacy Policy.
Third-Party Links
Our website may contain links to third-party websites or services that are not owned or controlled by MM2 LLC. We are not responsible for the content, privacy practices, or terms of use of any third-party sites. You access third-party websites at your own risk.
Modifications to Terms
MM2 LLC reserves the right to modify or update these Terms & Conditions at any time without prior notice. Any changes will be effective immediately upon posting on this page with a revised "Last Updated" date. Your continued use of our website or services after any changes constitutes acceptance of the updated terms.
Governing Law and Dispute Resolution
These Terms & Conditions shall be governed by and construed in accordance with the laws of the State of Tennessee, without regard to its conflict of law principles. Any disputes arising out of or related to these terms or your use of our services shall be resolved through binding arbitration in Nashville, Tennessee, in accordance with the rules of the American Arbitration Association.
Severability
If any provision of these Terms & Conditions is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.
Entire Agreement
These Terms & Conditions, together with our Privacy Policy and any loan agreements, constitute the entire agreement between you and MM2 LLC regarding your use of our website and services, and supersede any prior or contemporaneous agreements, communications, or understandings.
Contact Information
If you have any questions or concerns about these Terms & Conditions, please contact us:
MM2 LLC
1316 Rosedale Ave
Nashville, TN 37207
Email: brianna@themm2.com